Businesses warned to act fast on riot damage insurance

09 August, 2011

Businesses that have suffered damage from rioting must act quickly or risk not being able to recover their losses, city law firm Reynolds Porter Chamberlain LLP has warned.

It said insurance companies can claim damages from the police for riots under the Riots (Damages) Act 1886, but claims must normally be lodged with police within 14 days of the damage occurring.

RPC says that means that most insurers require claims for riot damage to be notified within a very short period – typically seven days – otherwise the claim may be rejected.

The insurer can then make a claim in the policy-holder’s name against the police to recover their losses.

Businesses that have suffered riot damage that do not have property insurance can also make a claim to recover their losses directly from the police under the Riots (Damages) Act.





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